Household Standard Insurance The household standard panel provides you with the broadest range of quotations from our complete panel of insurers. Cover is based upon the Buildings and Contents Sums Insured that you enter and is therefore ideal for instances where you know the re-build cost of the property ( perhaps from a recent survey). With the wider panel we are able to offer a broader range of quotations, often quoting for areas of the country that ma ybe unacceptable to individual insurers. The acceptable criteria are also wider, so we can quote for more valuable buidlings, larger properties and greater personal possessions and valuables. Most policies include a range of discounts including No Claims Bonus, Age and Security and if clients take out both buildings and contents then premiums can be reduced even furnter. Our products offer excellent rates from the UK's leading insurers and customers can spread the cost of thier premiums with a monthly payment plan.