Why do you need After the Event Insurance

Most solicitors will act for an injured person under a Conditional Fee Insurance Agreement, also known as a 'No Win, No Fee' agreement. This means that, should you lose your claim, your solicitor will not charge you for the legal expenses that they have spent on the claim. However, you will remain responsible for any expenses that they have incurred, for example a medical report or Court fees. In addition, you will be liable for your opponent's legal costs. A typical personal injury claim if lost at Court would incur on average the following charges:

£   

Medical Notes
Medical Report
Court Fees
Barrister's Fees
Opponents Legal Costs including Expenses
TOTAL

We can arrange After the Event Legal Insurance(known as ATE Insurance) which will pay for any expenses or your opponent's legal costs up to £25,000 if your case is lost. In addition, your solicitor is able to recover the cost of the ATE premium from the defendant if your claim is successful. Therefore, if your solicitor uses our After the Event Insurance scheme, win or lose, you will never have to pay anything.